Living In The 561 with Billy The Realtor

These days, it seems like everyone’s looking for ways to cut costs and stretch their income further. Fortunately, there are some simple steps you can take to reduce your household expenses without making radical changes to your standard of living. When combined, these small adjustments can add up to significant savings each month.   Here are 20 things you can start doing today to lower your bills, secure better deals, and begin working toward your financial goals.   Refinance Your Mortgage - For prime borrowers, mortgage rates are at or near historic lows. Depending on your current mortgage rate and the terms you choose, refinancing could save you a sizable amount on your monthly payments. There are fees and closing costs associated with refinancing, so you’ll need to talk to your lender to find out if refinancing is a good option for you.   Evaluate Your Insurance Policies - If it’s been a while since you priced home or auto insurance, it may be worthwhile to do some c...

Our new reality is reframing what it means to be together. Our home is everything now. It's our office. It's our gym. It's our children's classroom and their playground. Our new restaurant is our kitchen. We've had to invent new ways to love, and new ways to spend time together. We've had to rethink how we do business, and what is essential, and remake our space out of pixels, so we can still create something new when every day feels the same. Maybe a pandemic has the chance to heal the broken home epidemic. Our first calling in life is to love and serve our family. Because of this crisis, it's more important than it used to be.. like it should always be. HOME IS EVERYTHING NOW. 

The CoronaVirus quarantine has mad the Outside Matter More Than Ever! Curb appeal: It's the make-or-break first impression of your home. It either beckons a second look or turns buyers off entirely. And now, in the age of the coronavirus, curb appeal is more vital than ever—since buyers might not be able to tour your home and are placing more weight on the exterior, or might be limiting in-person tours to only their top choices. If you're trying to sell your home during this pandemic—and the facade is a little worse for wear—don't panic! We consulted with Clint Robertson and Luke Caldwell of HGTV's "Boise Boys" to steal some tricks for curb appeal that's so irresistible, buyers will be clamoring to know what's inside. 1. Keep the yard green and pristine The lawn is one of the first things buyers notice, whether they are pulling up to the curb or looking at an online listing. When it's lush and green, it creates a favorable impression. "One of ...

Home Buying and Selling During the Pandemic: What You Need to Know Resources to help you navigate the new real estate normal. Read Resources to help you navigate the new real estate normal. Technology and good-old-fashioned creativity are helping agents, buyers, and sellers abide by COVID-19 health and safety practices while getting deals done. Some buyers are touring houses virtually. Others visit in person while remaining at least six feet from their agent. Sellers are hosting open houses on Facebook Live. Appraisers are doing drive-by valuations. Buyers are watchi...